1. General Information and Purpose

Unless explicitly agreed to in writing, all communications from Apex BioAdvisors—whether verbal, written, or electronic—are intended solely for general informational purposes. Nothing provided should be construed as:

• Investment advice;
• A recommendation or solicitation to buy, sell, or hold any security, company, or financial instrument;
• An endorsement of any particular investment strategy or transaction.

No fiduciary relationship exists unless expressly established through a signed, written agreement.

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2. Regulatory Status and Limitations

Apex BioAdvisors provides strategic business and communications consulting services. We do not operate as a broker-dealer, investment adviser, or financial intermediary.

Specifically:

• Apex BioAdvisors is not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities authority.
• We are exempt from registration under the Investment Advisers Act of 1940 as we do not provide ongoing supervisory or discretionary investment management services.
• We do not participate in securities offerings, execute securities transactions, or receive transaction-based compensation.

We act exclusively in a consulting capacity and do not serve as an agent for buyers or sellers of securities.

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3. Accuracy and Liability

All content is provided “as is” without any express or implied warranty.

• While we strive for accuracy, errors or omissions may occur.
• You are advised to independently verify any information and consult appropriate professionals before making business or investment decisions.
• Apex BioAdvisors is not liable for any direct, indirect, or consequential loss arising from reliance on our communications or materials.

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4. Forward-Looking Statements and Subjectivity

Certain statements may express views, expectations, or projections about the future. These are inherently speculative and may include terms like “may,” “could,” “believes,” or “expects.”

• Such forward-looking statements are not guarantees of future performance.
• Any illustrative data or indices discussed are hypothetical, unaudited, and for educational purposes only.
• Past performance is not indicative of future results.
• Opinions reflect the date issued and may change without notice.

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5. No Legal, Tax, or Accounting Advice

Apex BioAdvisors does not offer legal, tax, or accounting advice. Users are encouraged to consult qualified professionals before pursuing any financial or strategic action.

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6. No Representations or Warranties

Neither Apex BioAdvisors nor any of its affiliates, members, or representatives (collectively, the “Apex Entities”) make any representation or warranty as to:

• The accuracy or completeness of any information,
• The suitability of materials for any specific use,
• The success or results of any recommended strategy or initiative.

No liability is assumed for losses resulting from reliance on our content or communications.

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7. Jurisdiction and Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

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Privacy Policy

1. Scope and Consent

This Privacy Policy explains how Apex BioAdvisors (“we,” “us,” or “our”) collects, uses, and protects your personal information when you use our website (the “Site”).

By accessing or using the Site, you agree to this Privacy Policy. If you do not agree, please discontinue use.

This policy may be updated periodically. You are encouraged to check this page for updates.

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2. Information We Collect

Automatic Data Collection:

We may collect technical and usage data such as:

• IP address, browser type, device identifiers
• Operating system, access times, pages visited

Voluntary Information:

We may collect personal data you submit via forms, such as:

• Name, email, phone number, company affiliation
• Purpose-specific messages or meeting requests

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3. Use and Disclosure of Personal Data

We may use and share your information:

• With trusted service providers who assist in operating our Site (e.g., hosting or analytics),
• With legal counsel or regulators as required by law,
• Only as necessary to respond to your requests or maintain compliance.

We do not sell your personal information.

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4. Cookies and Tracking

Our Site may use cookies to:

• Track usage patterns,
• Maintain session preferences,
• Improve performance and user experience.

You can disable cookies via your browser settings. The Site currently does not respond to “Do Not Track” browser signals.

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5. Third-Party Links

Our Site may link to external websites. Apex BioAdvisors is not responsible for their privacy practices or content. This Privacy Policy does not apply to third-party sites.

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6. Children’s Privacy

Our Site is not intended for children under 13. We do not knowingly collect personal data from children. If we learn that such data has been collected, it will be promptly deleted.

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7. Your Rights and Data Requests

If you wish to access, delete, or receive a copy of your personal data in accordance with applicable privacy laws (such as the California Consumer Privacy Act):

Please send a written request to:

rakesh@apexbioadvisors.com

Include the following:

• Your full name, email address, and phone number
• A clear description of your request
• A copy of this privacy policy or reference to the date reviewed

We may contact you to verify your identity before proceeding.

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8. Contact Us

For questions regarding this Privacy Policy or our data practices, please contact:

Apex BioAdvisors, LLC
Email: rakesh@apexbioadvisors.com

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